Before speaking with a lender
Have the useful details ready.
These details help you explain what you need and ask specific questions. They do not determine eligibility.
- The vehicle price and whether it is new or used
- Your planned contribution, trade-in value if relevant, and amount to borrow
- A monthly repayment range and the tenure you want to compare
Choices to compare
See what can change the cost.
Vehicle price or amount borrowed
Keep your contribution and costs such as insurance or registration separate when forming the borrowing amount.
Monthly repayment or total cost
Compare at least two tenures to see how a lower EMI can change total interest.
Try this. Estimate the repayment on the amount after your planned contribution, not the full vehicle price.
Questions for the lender
Ask before you agree to a loan.
- 01
Which costs are included in the financed amount?
- 02
Do terms differ for a new and used vehicle?
- 03
What fees or early-repayment conditions apply?