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Loan guide

Education Loan

Which study costs need funding, and when could repayment begin?

Often used for: Study-related expenses
PrepareCompareAskGet help

Before speaking with a lender

Have the useful details ready.

These details help you explain what you need and ask specific questions. They do not determine eligibility.

  • The course, institution and expected study timeline
  • A breakdown of study-related costs and the amount you can fund yourself
  • Questions about repayment timing, co-applicants and information required by a lender

Choices to compare

See what can change the cost.

Complete study budget or tuition alone

Separate tuition from other study-related expenses so the requested amount has a clear basis.

Repayment timing

Ask how repayment begins and how interest is treated during the study period under the assessed terms.

Try this. Prepare a cost list by tuition and other study expenses, then mark which amounts are already covered.

Questions for the lender

Ask before you agree to a loan.

  1. 01

    Which education costs can be considered?

  2. 02

    When does repayment begin?

  3. 03

    What information is needed from the student and any co-applicant?

Next step

Discuss your questions with Finbells.

A Finbells advisor can help you organise the questions above before you approach a lender.

Request a Finbells callback